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Determinants of Financial Well-Being Evidence from Latin America

dc.contributor.authorCárdenas, Sebastián
dc.contributor.authorCuadros, Paola
dc.contributor.authorEstrada, Catalina
dc.contributor.authorMejía, Diana
dc.coverage.spatialAmérica Latina y el Caribees_ES
dc.date.accessioned2021-09-13T20:08:46Z
dc.date.available2021-09-13T20:08:46Z
dc.date.issued2021-09-13
dc.identifier.citationCárdenas, S., Cuadros, P., Estrada, C., & Mejía, D. (2021). Determinants of Financial Well-Being Evidence from Latin America. Caracas: CAF. Retrieved from https://scioteca.caf.com/handle/123456789/1794en_GB
dc.identifier.isbn978-980-422-176-7
dc.identifier.urihttps://scioteca.caf.com/handle/123456789/1794
dc.description.tableofcontentsThis paper provides a baseline measurement of financial well-being in Latin America and studies the factors associated with this indicator. The highest scores were found in Chile (66 points on a scale of 0 to 100) and Colombia (63) followed by Bolivia (58), Peru (58), Ecuador (57), Paraguay (56), and Argentina (55). The results show that, first of all, the financial well-being index provides information not offered by traditional financial measurements. Second, differences in financial well-being are greater for holders of formal savings products than for credit card owners. Third, better financial education is associated with better rates of financial well-being. Fourth, some variables related to financial behavior such as previous experience with the financial sector, comparison of different financial institutions’ products, and personal participation in household financial decisions are significantly related to financial well-being. The findings suggest that there are opportunities to improve financial well-being through financial inclusion and education programs.es_ES
dc.language.isoenes_ES
dc.publisherCAFes_ES
dc.subjectDesarrolloes_ES
dc.subjectEconomíaes_ES
dc.subjectPolíticas públicases_ES
dc.subjectTransformación productivaes_ES
dc.titleDeterminants of Financial Well-Being Evidence from Latin Americaes_ES
dc.typeBookes_ES
dc.publisher.cityCaracases_ES


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